Dept responsibility after divorce in oregon

However the order must be consistent with the terms of the plan. It cannot require a payment type or amount not permitted by the plan. It is also possible that the participant who earned the benefit will remarry after the divorce and later divorce that person as well, in which case that person may file his or her own QDRO with the plan. The second QDRO cannot be rejected solely because the plan administrator has received an earlier order from the first spouse.

However, payments already made under the first order will not be affected by the issuance of the second order. Unfortunately, we have to tell these clients that, unless the retirement plan has a qualified domestic relations order on file, they have no right to a benefit. After a divorce that does not address the retirement benefit at all, the only way to obtain a QDRO is to undertake the very difficult task of reopening the divorce, which will require a divorce attorney and can take years.


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For this reason, it is important to make sure that the retirement plan is addressed during your divorce. This form should contain the contact information for the plan administrator. There are nearly , private retirement plans in the United States and each one has its own rules for what information must be included in a QDRO.

However, there are basic elements that each qualified domestic relations order must contain. It is important to know that plans can require additional information, but not less. Note that a separate QDRO must be filed for each retirement plan. Contact a Pension Counseling and Information Project. While a counseling project may not be able to draft a QDRO for you, it can help you obtain the necessary documents.

Retirement plans are required to provide information related to QDROs to all people who may be entitled to a benefit from a retirement plan, including divorcing spouses.


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If your area is not served by a pension counseling project, use PensionHelp America , an online service of the Pension Rights Center, to find a legal services office or nonprofit organization to assist you. Submit it to the plan immediately!


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This money is paid by one spouse to the other. It can be ordered to last for a few months, or indefinitely. It can be ordered to be paid on a monthly basis, in a lump sum, or a combination thereof. Maintenance can have significant tax implications for the spouse paying maintenance, and for the spouse receiving it. As such, it is often important that you speak with a tax professional as well as your family law attorney regarding this issue.

Spousal maintenance will not be awarded in every divorce case. To understand when maintenance will be ordered it is important to understand the purpose of maintenance. Maintenance is intended to help equalize the financial situation of the parties. Thus, a considerable disparity in incomes of the spouses is usually required before maintenance will be awarded. Either spouse may be required to pay maintenance. In determining whether maintenance is proper in a given case, the court will consider the need of the party requesting maintenance and the ability of the other party to pay maintenance.

All "relevant" factors are considered; this includes but is not limited to, the financial resources and obligations of you and your spouse, your standard of living during marriage, the length of your marriage, and your age and health. It is not necessary for a spouse to be unemployed or underemployed to be awarded maintenance.

However, the court will consider whether the spouse needs further education or accreditation to improve his or her employment opportunities, thus being able to afford life without maintenance. Marital misconduct, or "fault," does not play a role in determining an award of maintenance. After reviewing all relevant factors, the court will award maintenance for such duration and amount that the court deems just. The judge has considerable discretion in determining a maintenance award.

This makes maintenance less predictable than other areas of divorce law. Parties can increase predictability by mediating or negotiating with each other and their family law attorneys to resolve any maintenance issues. The length of your marriage can have an impact on maintenance. Namely, it can affect whether maintenance is ordered, and how long the maintenance will continue. In many cases, the longer the marriage is the more likely it is for maintenance to be awarded.

And, in a long-term marriage, of twenty-five years or more, a court is more likely to award maintenance for a longer duration, perhaps indefinitely. In determining maintenance in long-term marriages, the court looks forward. It attempts to equalize the parties for the rest of their lives. However, in some long-term marriages the assets accumulated during the marriage are quite substantial, so that a lopsided award of assets would permit a balancing of the positions without much maintenance.

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In a shorter marriage, of fewer than ten years, a court is likely to order maintenance of a shorter duration, or not at all. In these cases, the court is looking backward, attempting to put the parties in the respective economic positions they would have been in had the marriage not happened at all. In marriages of between ten and twenty five years, the court may or may not award maintenance after considering all relevant factors.

Ultimately, the economic circumstances of each spouse are of paramount concern to the court when deciding to award maintenance. In marriages of any length, if you or your spouse is unemployed as you begin your divorce proceedings, the court is likely to award some kind of temporary or rehabilitative maintenance to help you survive economically while you find a job.

This temporary maintenance usually lasts through the pendency of the divorce.

What to do When Your Spouse Fails to Pay Court-Ordered Alimony

Usually maintenance will not continue after the death of a spouse. To alleviate this concern, and protect your future, it may be wise to request that the court order the spouse who pays maintenance to carry life insurance designating the other spouse as the beneficiary to guarantee future payments.

The same method can be used to guarantee child support payments. Unless there has been an agreement to the contrary, any order of maintenance can be modified. When deciding whether to modify maintenance, the court must determine whether there has been a "substantial change of circumstances. Parties can also request the court order an agreed modification of maintenance. If no spousal maintenance is awarded at the time of the divorce, the decree cannot be modified to award it later. In most cases, the obligation to pay maintenance ends upon the death of a spouse, on the remarriage of the spouse receiving maintenance, or when it is ordered to terminate by the decree.

In addition, maintenance may be terminated by agreement of the parties or by court order. When a divorce is finalized, you are no longer eligible for dependent coverage on your spouse's health insurance plan. Under federal law, you are entitled to continue health insurance coverage under COBRA for up to thirty-six months after your divorce is finalized. However, your plan will be changed from "family" to "individual," and your rate may increase. COBRA benefits are intended to be temporary, and you should look into other options for health insurance immediately.

In some cases, a spouse paying spousal maintenance may also be required to provide health insurance for the former spouse. In cases where spousal maintenance or child support is ordered, it may be wise to ask the court to require the paying spouse to maintain life insurance designating the other spouse as beneficiary in maintenance cases, and the child as beneficiary with the parent as trustee in child support cases to guarantee payment of the support in the case of the death of the paying spouse. The policy needs to be maintained until the support obligation is fulfilled. It is usually ordered that the premiums be paid by the person paying support.

The court may consider the cost of premiums when determining the amount of support. Following divorce, you may choose to divest your spouse of designated beneficiary rights under your existing life insurance policy. In addition, a former spouse's right as a named beneficiary of a non-probate asset i. When the dissolution process is completed, and your divorce is finalized, all provisions in your will regarding your former spouse will be automatically revoked unless your intent is clearly stated otherwise in the will itself.

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As such, if you wish for your former spouse to remain in your will after your divorce is finalized, you should amend your will to make that intent explicit. Your will can include your preference for your minor children's guardian. From California to Texas, Utah to New York, knowing what forms are available will help make the child custody process a lot more manageable. A great way to get a handle on child custody law is to contact a family law attorney near you with experience handling custody cases.

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